Full Fee Schedule
As your credit union, it is our intention to provide a wide selection of quality products and services at little or no cost to members. In an effort to keep membership fees at a minimum, we compare our charges to other area financial institutions. While we’d prefer to serve members without imposing any fees, as a not-for-profit financial cooperative, it is imperative that we recover administrative costs associated with some of the services that we provide. Be assured that we will continue to strive to be the best and most affordable provider of financial services to our members.
Effective March 1, 2020.
Please refer to the appropriate account agreement and truth-in-savings disclosures for complete account information and fees. Subject to change.
| Savings and Checking Account Service | Fee |
|---|---|
| Account Research (member requested, non-legal) | $20.00 per hour |
| Business Checking Monthly Maintenance | $18.75 per month |
| Business E.A.S.Y. Checking Monthly Maintenance (up to 250 transactions per month) | $8.95 per month |
| Cashier's Check | $5.00 per check |
| Check Copy | $3.00 per check |
| Conversion of check or collection item to Cashier’s Check | $10.00 per item |
| Dormant Account (no activity for three years) | $10.00 per month |
| Item Sent for Collection | Subject to applicable collection fees |
| Money Order | $5.00 per money order |
| Monthly Paper Statement on Checking Account | $5.00 per month |
| Choice Plus Checking Monthly Maintenance Fee | $8.00 per month |
| Non-Member Cashing Check (>$50.00) | $25.00 per item |
| O/D Transfer from Savings, Checking or Line-of-Credit | $10.00 per transfer |
| Official Check Copy | $5.00 per check |
| Overdraft - Renamed "Insufficient Funds Fee" | $28.95 per item |
| Returned Item due to Garnishment | $28.95 per item |
| Returned Mail due to Bad Address | $10.00 per item |
| Statement Copy | $5.00 per copy |
| Stop Payment | $28.95 per request |
| Stop Payment – Official Check | $28.95 per request |
| Telephone Transfer Fee | $6.00 per time |
| Temporary Checks | $10.00 per sheet of four checks |
| Wire Transfer Fees | Fee |
|---|---|
| Wire Transfer (incoming/outgoing-within U.S.) | $28.95 per transfer |
| Wire Transfer (incoming/outgoing-international) | $75.00 per transfer |
| One Card | Fee |
|---|---|
| Non-Service One ATM use over eight times per month | $3.00 each use per membership account |
| O/D Transfer from Savings, Checking | $10.00 per transfer |
| Insufficient Funds Fee | $28.95 per presentment |
| Reissue of One Card | $15.00 per card |
| Miscellaneous | Fee |
|---|---|
| Shared Branching Transaction Fees (5th and subsequent each month (2)) | $2.00 |
| Legal Fees | Fee |
|---|---|
| Attachment or Garnishment | $100.00 per item |
| Escheat Processing | $30.00 per account |
| Legal Review and Process (subpeonas, POA, guardianship, other) | $100.00 per hour plus all costs |
| Signature Notarized and Recorded (non-member only) | $25.00 per signature |
| Tax Levy | $20.00 per item |